- We strive to help clients balance competing priorities, complex situations and tight deadlines so they can be successful.

- We will work to provide a broad, enterprise-wide view of your business with the appreciation of managing strategy, processes, enabling technologies and governance.

Kenneth Oros is an Executive Consultant and Certified Payments Professional.

Mr. Oros has been active as a consultant across the POS and payments space, including time working with banks on end user requirements, POS system assessments, merchant programs, and the implementation of POS processing systems for major retailers, financial institutions, ISOs, processors and governments.

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About Us

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OUR MISSION

TO PROVIDE EXPERTISE in new payment systems planning and implementations.

KEN OROS

Decades of experience
Position: President & CEO


Mr. Oros established POSitive Resources  to provide business consulting for the payments industry.He provides the leadership and forward thinking that drives success.

Locations of successful projects -

  • United States
  • Canada
  • United Kingdom
  • Ireland
  • Slovenia
  • Slovakia
  • Hungary
  • Bermuda
  • Cayman Islands
  • Brazil
  • Uruguay
  • Saudi Arabia
  • China


Some examples of successful projects -

  • Orchestrated the effort and managed team for conversion from third-party processor to an in-house payments platform for several major US based merchant acquiring ISOs.
  • Structured and implemented a mobile text messaging payment solution that is not cell carrier dependent.
  • Provided project management skills for a US credit union processing company for conversion to new card payment system. Included project plan creation, conducting certification programs and providing industry experience and guidance for conversion effort and configuration of new system to meet current needs and future plans. Managed requirements gathering and analysis, project documentation and lead QA/UAT test team.
  • Provided business analyst and project management support for a US software company to major US merchant acquirer for conversion to new payment system. Included project plan creation, conducting certification programs and developing and implementing new back office clearing and settlement procedures.
  • Conducted assessment of point-of-sale systems for off-shore international banking company. Evaluated the value and utility of products and made appropriate recommendations of enhancements.  The effort helped the center to maximize their service and profit opportunities in the growing and changing marketplace for the following industries: - Retail, Restaurant, Fuel, Lodging and Hotel
  • Provided business analyst and project management support for European software company. Included conducting gap analyses, sales support, project plan creation, certification programs, and multi-currency settlement programs for clients in Eastern Europe and South America. Lead development team for creation of new exception item and chargeback processing component.
  • Provided project management support to start-up company for new stored value / funds exchange payment alternative. Included providing product business analysis and completing vendor contact and liaison support. Lead team in development effort of ‘reverse ATM’ device that took cash deposits and issued funded cards.
  • Provided project management support to major US retailer for conversion to new payment system for over 3,000 store sites. Implemented new POS payment, check authorization and refunds management system. Lead QA/UAT acceptance process.